internet updown load balance qos option pricing

Recently,based on lose time and lose packet in connection in poor signaling and services by internet operators,internet users have suffered cost bearing in switch between qulaity of services and other damage tolerance. for example strike crowd company,became suffere other digital economy firms risks that were critical for investment ,for example p2p or p2m multi point switch off routers in one zone than other zone can lead to change the bandwidth dynamic relibility, that will become extend reducing end users zone quality of services.in this paper has been suggested an insurance premium based on american option pricng and upload download connection relibity quality dynamic and poisson lose connection distribiution for users that reslut in to improving qos in competitive bandwidth service providing