debtors’ management practices and resilience of small and medium enterprisesin south africa

This research aimed to assess the relationship between debtors’ management practices andthe resilience of small and medium-sized enterprises in south africa. methods: employing a quantitativeresearch design, the study employed purposive sampling to select a cohort of 110 sme owners operatingin durban, south africa. 94% response rate was achieved, yielding 103 valid responses. results: theresults of the analysis unveiled a statistically significant positive correlation between effective debtmanagement and the resilience of smes. this empirical evidence signifies that proficient debtors'management plays a pivotal role in enhancing the resilience of smes operating in south africa.contribution: this study contributes to the growing body of knowledge by affirming the positiveinfluence of debtors' management on the resilience of smes in south africa. drawing on the findings ofthis study, government agencies and industry associations should collaborate to develop supportiveinitiatives and policies that aid smes in optimizing their debt management strategies.