The reality of remote insurance in Algeria between public and private insurance companies -A sample of insurance agencies in the Wilaya of Blida-

This study aims to identify the reality of the implementation of e-insurance tools for public and private insurance companies that are active in the algerian market, and whether there are differences between them.the study showed that active insurance companies in the algerian market seek to adapt technological developments through their application of the insurance mechanism at a distance with the help of several tools, the most important of which is the broader use of information and communication technology, electronic payment and the employment of qualified human resources. the study also proved that there is a difference in the level of application of these tools between public insurance companies and private insurance companies