analysis of central bank policies and supervision tools on financial stability in the iranian banking system

The purpose of this article is to analyze the policies and regulatory tools of the central bank on financial stability in the iranian banking system. the method of analysis is a descriptive survey. data were collected through interviews with experts. the validity and reliability of the research tool were confirmed by marketing professors and experts. data analysis was performed using lisrel software. seven main influential factors from the perspective of experts, which include; ratio of non-current receivables to total payment facility (np), cash reserves to bank assets (cr), capital adequacy (ac), the real exchange rate (rer), liquidity (ly), debt to asset ratio (da), internal credit the private sector was agreed upon by the banks (dcp). the results of the kmo test showed that the adequacy of the samples was selected correctly. bartlett sphericity test is also significant at the level of 99%, which shows that the correlation of data in the community was not zero. that is, the seven factors studied had a significant impact on the financial stability of the banking system. also, the results of varimax rotation of seven factors showed that their eigenvalues are higher than one. and their materials have an operating load higher than 0.35. in order to confirm the homogeneity of the constituent items of each factor in the scale in terms of content and underlying dimensions, five factor confirmatory factor analysis was performed on the factors. there are several fitness features to evaluate factor analysis models. in the present paper, the ratio of chi-square or chi-square to freedom ratio (x2/df) of the mean of the rmr residual squares, as well as the goodness-of-fit index of gfi and the adjusted value of the fit index of afgi for a degree of freedom were used. the results showed that all the fit characteristics are significant at an acceptable level, the data of this paper fit well with the factor structure of this scale and the items of this scale are consistent with the underlying structure.