Towards a unified analytical model for different types of Ribā: Observations and reflections

In these notes we offer some observations and reflections on the novel interpretation for the rationale behind prohibiting riba al-fadl presented by al-suwailem (2016). we raise questions about the applicability of al- suwailem's interpretation to the exchange of money (gold and silver) and all similar exchanges where the two counter-values are identical. building on these observations,we discuss their implications on the main findings of al- suwailem's analysis and the possibility of developing an objective criterion to distinguish between sale and loan. some minor remarks are given at the end of our notes.